Mortgage Calculator

Calculate your monthly mortgage payment for San Diego homes. Includes taxes, insurance, and PMI estimates.

2025 Rates

Includes Taxes & Insurance

Instant Estimate

Understanding Your Mortgage Payment

Principal & Interest: The main loan payment
Property Taxes: ~1.1% of home value in San Diego
Homeowners Insurance: $1,000-$3,000/year
PMI: Required if down payment is less than 20%
HOA Fees: If applicable, $200-$800/month

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